Digital Certificates, Mortgages, Charges, Digital, Certificates
Mortgage/Charge Certificates will be issued as “digitally certified” documents commencing 13 April 2016. These Digital Certificates will replace the paper Mortgage Certificates. The Digital Certificates will be emailed as a pdf document to the email address entered in the “Presenter Details” section of the eform submitted to register the charge. This will facilitate immediate receipt of certification by the presenter as soon as the charge has been registered.
Format of Digital Certificate
The format of the Certificate of Charge will not change and the Digital Certificates will contain all of the information currently displayed in the paper Certificates. The signature of the officer registering the charge on behalf of the Registrar will appear on the Digital Certificate.
The Digital Certificates contain the following security features:-
The pdf document will contain a coloured banner at the top of the screen to confirm that it has been digitally signed as certified by the CRO. This provides an assurance to the recipient that the document is authentic, has not been tampered with and has been independently verified as sourced in CRO. Globalsign who provide this software, have likened the digitally certified document as the electronic equivalent of adding a notarised, wet ink signature. A representation of these features is detailed below:-
Procedure for Certification
Presenters can provide these digital certificates directly to third parties such as chargeholders, banks and other financial institutions by email as required.
Copyright 2017 Public Office Address: Companies Registration Office, Bloom House, Gloucester Place Lower, Dublin 1. Phone: +(353 1) 8045200
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